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MCC = Mortgage Savings: Albert Budstein Explains the Mortgage Credit Certificate
The Mortgage Credit Certificate (MCC) program gives homebuyers another savings option. A MCC reduces the amount of federal income tax homebuyers must pay, which in turn frees up income to qualify for a mortgage. Borrowers can claim a tax credit up to 50 percent of the mortgage interest paid per yer, capped at $2,000 annually. It is a dollar-for ...
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