Federal Student Aid provides resources to help students manage loans, apply for aid, and access information about repayment options.

Any student, regardless of income, who wants to be considered for federal, state, and school financial aid programs. This includes grants, scholarships, work-study funds, and loans.

Create a StudentAid.gov account to log in to U.S. Department of Education systems and sign student loan documents and the FAFSA^® form electronically.

Loan Simulator helps you calculate your federal student loan payment and choose a repayment plan that meets your needs and goals.

After you leave school and enter repayment—if you accepted any federal student loans—you’ll use your StudentAid.gov account to manage your federal student aid and track your payments (including your …

We can provide you with affordable options such as alternative repayment plans, the opportunity to consolidate your student loans, or even a postponement of payments in challenging times.

We've been in the student loan industry for over 30 years, and we strive every day to find a better way to deliver exceptional student loan servicing for students and families nationwide.

We've been in the student loan industry for over 30 years, and we strive every day to find a better way to deliver exceptional student loan servicing for students and families nationwide.

While you're not required to make payments during grace and deferment, you have the option to pay down your student loans, including paying accrued interest, which will save you money in the long run.

There are three general phases in the life of a federal student loan. Not all loans have a grace period, so it’s important to be aware of all of your loan types and when the first payments are due.