The average credit card interest rate is 20.97% APR as of November 2025, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.

Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.32%. The Federal Reserve also tracks U.S. consumers' average credit card interest ...

With perks that set Southwest Airlines apart from the rest — including no change fees on all fares — it's no wonder the carrier is so popular among travelers. Southwest Airlines currently offers ...

Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about ...

Payments finally felt effortless ...

Frequent shoppers and salon users can stack up surprisingly valuable, if inflexible, rewards. But if you need to carry a balance, this card is not your style. Many or all of the products on this page ...

Interest charges don’t need to be a mystery. Use our credit card interest calculator to see how much interest you’d owe if you carry a credit card balance. Many or all of the products on this page are ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Health care flexible spending accounts (FSAs) are a great way to use pre-tax dollars to pay for medical ...